Group Short-Term Disability Insurance

At Songer Insurance, we understand that life can be unpredictable. An illness, injury, or surgery can leave employees unable to work, often without a stable income. That’s where Group Short-Term Disability Insurance comes in—providing your team with financial support during those unexpected absences.

What Is Group Short-Term Disability Insurance?

Group Short-Term Disability (STD) insurance is an employer-sponsored benefit that offers a percentage of an employee’s income for a limited time if they become temporarily disabled and are unable to perform their job. Coverage typically begins after a short waiting period and can last from a few weeks to several months, depending on the plan.

Benefits for Employers and Employees:

• Financial Protection: Provides partial income replacement, reducing financial stress for employees.

• Boosted Morale: Employees feel valued knowing they have protection during difficult times.

• Stronger Retention: Competitive benefits help attract and retain top talent.

• Customizable Plans: We help you tailor plans to meet the unique needs of your workforce.

Why Choose Songer Insurance?

We specialize in helping businesses across West Virginia protect their teams with reliable, affordable group benefits. At Songer Insurance, you get:

• Personalized service from a local, trusted agency

• Access to top carriers and competitive rates

• Guidance on compliance, enrollment, and employee education

• Ongoing support when claims arise or coverage needs change