Group Dental Insurance for West Virginia Businesses

A healthy smile contributes to overall well-being and confidence. Offering Group Dental Insurance is a highly valued component of any competitive benefits package. At Songer Insurance, your local Beckley agency, we help West Virginia businesses provide affordable, quality dental coverage that keeps employees smiling, healthy, and productive. Investing in your team's oral health is investing in your business's success.

What is Group Dental Insurance? 

Group Dental Insurance is an employer-sponsored benefit that helps employees cover the costs of dental care. Policies typically cover preventative services (like cleanings and exams), basic procedures (like fillings), and major services (like crowns or root canals), though coverage levels vary by plan. Common plan types include:

• PPO (Preferred Provider Organization): Offers flexibility to see dentists both in and out-of-network, usually with lower costs for in-network providers.
• HMO (Health Maintenance Organization) / DHMO: Often requires choosing a primary care dentist within the network and may have lower premiums but less flexibility.
• Indemnity Plans: Allow seeing any dentist, paying a percentage of charges (UCR - usual, customary, reasonable).

Why Offer Group Dental Insurance? 

Providing dental benefits is a smart decision for your Beckley-area business:

• Attract & Retain Employees: Dental insurance is a highly sought-after benefit that makes your company more appealing.
• Promote Preventative Care: Coverage encourages regular checkups, catching issues early and potentially reducing the need for more extensive, costly treatments later.
• Improve Overall Health: Oral health is linked to overall health; good dental care can contribute to better systemic health outcomes.
• Reduce Absenteeism: Addressing dental problems promptly can mean less time off work for employees dealing with pain or procedures.
• Affordable Benefit Option: Group purchasing power makes dental coverage significantly more affordable than individual plans.

Benefits for Your Employees 

Your team members gain significant advantages from group dental coverage:

• Lower Dental Costs: Reduces out-of-pocket expenses for routine checkups, cleanings, fillings, and major procedures.
• Encourages Regular Care: Makes preventative services more accessible, promoting better long-term oral health.
• Access to a Network: PPO and HMO plans provide access to a network of dentists often offering negotiated rates.
• Financial Peace of Mind: Helps budget for dental expenses and manage unexpected dental issues.

Why Choose Songer Insurance for Group Dental? 

Songer Insurance provides local expertise and personalized service for your dental benefit needs in West Virginia:

• Beckley-Based, WV-Focused: We understand the local market and the needs of businesses right here in Southern WV and beyond.
• Independent Agency Choice: We shop multiple carriers to find the dental plans that offer the best value and coverage for your specific group.
• Tailored Solutions: We help you select plan designs (deductibles, copays, coverage levels) that fit your budget and employee needs.
• Cost-Conscious Approach: We work hard to find affordable plans that maximize the benefit for your employees.
• Dedicated Partnership: We provide ongoing support for enrollment, administration, and employee questions.

Add Some Shine to Your Benefits Package! 

Ready to see how Group Dental Insurance can improve your employee benefits offering? Songer Insurance makes it easy for businesses in Beckley, Southern WV, and across the state to find the perfect fit.