Your Medicare Simplified

Medicare Supplement Plans (Medigap) 

Medigap is Medicare Supplement Insurance that helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost of covered healthcare services and supplies.

A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like copayments, Coinsurance, and deductibles. Medigap policies generally don’t cover:

Long-term care(like non-skilled care in a nursing home), Vision or dental services, hearing aids, Eyeglasses Private-duty nursing.

MEDICARE ADVANTAGE PLANS IN BECKLEY.

Advantage (Part C) plans must cover everything Original Medicare does. They also offer dental, vision, hearing, and well plans (such as gym memberships). Some Advantages include other benefits like prescription drugs, adult day care, rides to doctor’s offices, etc.   

There are several Medicare Advantage plans available in Beckley. For more information, give our agents a call at Songer Benefits. 

MEDICARE ADVANTAGE PLANS 

MEDICARE PART D PLANS IN BECKLEY

Medicare Plans Beckley West Virginia does not cover medications (Part D) — unless you have a separate medication plan. 

Every RX drug plan must provide a standard level of coverage that Medicare implements. 

Part D policies feature a list of covered medications, referred to as a formulary. If the provider changes the formulary, they must send you a notice of doing so. 

There are multiple prescription drug plans available in Beckley. If you need assistance finding one that covers all the medications you need, call Songer Benefits.