Entries by songer1990
Group Health Insurance West Virginia
GROUP HEALTH INSURANCE WEST VIRGINIA LOOKING FOR A GROUP HEALTH INSURANCE PLAN FOR YOUR EMPLOYEES? LET US GUIDE YOU CHOOSE THE SOLUTIONS THAT FIT YOUR BUSINESS PERFECTLY. For many years, Songer Benefits has provided optimal Group Health Insurance West Virginia solutions for businesses and superior customer service for our clients, all while saving them time and […]
Special Needs Plans (SNP) in West Virginia
Special Needs Plans (SNP) in West Virginia How Medicare SNPs work in West Virginia Medicare SNPs are Medicare Advantage Plans (like an HMO or PPO). Medicare Special Needs Plans (SNP) in West Virginia determine membership for people with complex diseases or features. Medicare SNPs tailor their benefits, provider choices, and drug formularies to best meet […]
Private Fee-for-Service (PFFS) Plan
Private Fee-for-Service (PFFS) Plan How PFFS Plans Function in West Virginia A Medicare PFFS Plan is a type of Medicare Advantage Plan (Part C) delivered by a private insurance company. PFFS plans aren’t the same as the Original Medicare Or Medigap. The plan decides how much it will reimburse doctors, other health care providers, and […]
Preferred Provider Organization (PPO)
Preferred Provider Organization (PPO) How Preferred Provider Organization (PPO) Work in West Virginia A Medicare PPO Plan is a type of Medicare Advantage Plan (Part C) offered by private insurance companies. PPO Plans have network doctors, other health care providers, and hospitals. You pay less if you use doctors, hospitals, and other health care providers […]
Health Maintenance Organization (HMO) Plans
Health Maintenance Organization (HMO) Plans In HMO Plans, you typically must get your care and services from doctors, other health care providers, and hospitals in the plan’s network, excluding: Emergency care Out-of-area urgent care Temporary out-of-area dialysis HMO Point-of-Service (HMO-POS) plans are HMO plans that may allow you to get some services out-of-network for a higher […]
Medicare Fall Open Enrollment 2023 in West Virginia
Medicare Fall Open Enrollment 2023 in West Virginia The Medicare Fall Open Enrollment 2023 season is here, so your mailbox gets flooded with advertisements. What a headache, hey? Every time you turn on the television, you hear another commercial about Medicare plans. It is the most confusing time of year for most Medicare beneficiaries: October 15th […]
Medicare Prescription Drug Plan Changes for some 2023 Plans
Medicare Prescription Drug Plan Change for some 2023 Plans Earlier last year, the Trump administration rolled out a historic agreement with insulin drug manufacturers to cut costs for Medicare beneficiaries by up to 66%. This was big news as it impacts over 3 million seniors who rely on insulin to manage diabetes. The Senior Savings […]