Medicare Part D: Was created to provide coverage for outpatient medications that you pick up at the pharmacy or order via mail order and administer to yourself. Most people will get their prescription coverage through a standalone Part D drug plan offered by a private insurance carrier. Or through a Medicare Advantage plan that includes […]
Medicare Plan G: The Best of the Best Medicare Plan G is one of the most popular Medicare supplement plans available. It offers comprehensive coverage to help you pay for various medical expenses, including hospital stays, skilled nursing care, and the ability to purchase a prescription drug plan along with it. What is Medicare Plan […]
Health insurance is a contract between an individual or group and an insurance company. In exchange for a monthly premium, the insurance company agrees to pay for a portion or all of the covered medical expenses incurred by the insured. Health insurance is essential because it can help you afford medical care. Without health insurance, […]
Part A of Medicare covers your inpatient care when you have been admitted to a hospital skilled nursing facility and inpatient nursing home for care that is not long-term or for the care you receive in a Medicare-certified Hospice facility. Think of this as your room and board in the hospital. It’s going to pay […]
I want to address what Medicare will cover for Medicare Dental Benefits 2023. First off, you have to realize it will be minimal. The reason is that, in 1980, Congress passed a dental exclusion statute that excluded almost all dental services. So that’s why since 1980, they rarely cover anything dental-related, certainly not extractions and […]
Medicare is a government-run health insurance program for people 65 and older and those with specific disabilities or medical conditions. While Medicare provides coverage for many healthcare services, there are still gaps in coverage that can leave beneficiaries with out-of-pocket costs. To help fill these gaps, two main types of supplemental insurance plans are available: […]
Group life insurance: This type of life insurance provides coverage to a group of individuals, typically employees of a company or members of an organization. It is a cost-effective way to provide life insurance coverage to many people, as the premiums are usually lower than individual policies. Group life policies are usually term life insurance […]
As an essential component of overall health, Group Dental and Vision Insurance are necessary to maintain a good quality of life. While individual dental and vision insurance policies are available, group dental and vision insurance plans are becoming increasingly popular for their many benefits. In this blog post, we will discuss the benefits of group […]
Suppose you have recently lost your Medicaid coverage. In that case, you may wonder about your options for obtaining new health insurance. Losing Medicaid coverage can be a stressful and uncertain time. Still, there are several steps you can take to ensure that you and your family are covered. This blog will discuss how to […]
While most Americans have heard of Medicare as one of many healthcare coverage options, they may not know how it differs from other privately offered options, such as Medicare Advantage. This article explains the differences between Original Medicare and Medicare Advantage, including the various doctors one can seek care from, the differences in cost, and […]