Medicare Supplement Plans

No Referral for doctors or hospitals with a Medicare Supplement

Medigap policies do not have networks, and they do not require you to designate a primary care doctor if you wake up tomorrow with a blemish and decide you need to see a dermatologist on Medicare.

Without it you’ll pay a $1600 deductible for Part A deductible.

Suppose you spend even one night in the hospital and need to recover in a skilled nursing facility after your acute care in the hospital. In that case, you will owe a $1600 deductible per benefit period (60 days).

Medicare Part B benefits only pay for 80% of your outpatient expenses

There is not out of pocket expense cap on this, either. Part B also covers diagnostic imaging, including CT scans, MRI exams, and pet scans. It covers ambulance rides, outpatient surgeries, chemotherapy, radiation, and dialysis.

Freedom of access to your favorite doctors and hospitals.

People with Medigap plans can see any provider anywhere in the nation. Medigap/medicare gives you access to over 1,000,000 providers, and it doesn’t matter which insurance company you bought your Medigap policy from.

Connect With Us Today

Yes, I would like a licensed insurance agent in WV to call or email me about Medicare Advantage plans, medicare Part D, and Medicare supplements. This is a solicitation for insurance.

Coverage you can count on

For more than 50 years, Medicare has been a stable insurance program for millions of Americans. Consequently, Medicare supplement insurance plans have played a significant role alongside Medicare. People like this combination because Medicare supplement insurance is simple to understand, affordable, offers nationwide coverage, and allows policyholders to keep their health care providers (if they accept Medicare patients).

Medigap policies do not have networks
They do not require you to designate a primary care doctor if you wake up tomorrow with a blemish and decide you need to see a dermatologist on Medicare
Choose your doctors and hospitals
You’ll have the freedom to choose any doctor or hospital that accepts Medicare for your care. You can keep your current doctor (if they accept Medicare patients), there are no referrals and no networks.
Coverage is guaranteed renewable
Your Medicare supplement insurance policy cannot be canceled. It will be renewed as long as you pay the premiums on time and make no material misrepresentations (premiums are subject to change).
Providers accept patients with medicare supplement insurance
Your Medicare supplement insurance policy enables you to see any doctor or provider who accepts Medicare.
Your coverage goes with you
Just like Medicare, your Medicare supplement insurance covers your health care needs anywhere in the United States. Some Medicare supplement insurance plans even provide limited medically necessary emergency care outside the country. That way, you can confidently travel or live part of the year anywhere you choose.